Archive for the ‘Tips’ Category.

Annoying People

Learn to say this prayer: “Dear Lord, bless [annoying person’s name] and have mercy on me!

In between staring out the window, reading books and catching some extra shut-eye during my daily treks to work and classes, I noticed people who looked like they could use a prayer, so I would silently ask God to bless them. It wasn’t always the ones who looked homeless, or seemed to be “on” something or looked like they were about to explode; oftentimes my fellow travelers didn’t appear outwardly needy at all, but there was a weariness in their eyes or a way they would strike me, and I’d ask God to bless them.

It became a habit to do this, a way I could intercede for others in the midst of my everyday life.

O Lord, Bless the Annoying Ones

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How To Disable The “Get Windows 10” Icon And Notifications

Over the last week, many users received the “Get Windows 10” app on their devices. In a previous article we’ve shown the steps required for you to reserve a free Windows 10 upgrade for your device. However, there are also many users who don’t want to do that, or just don’t want to see the app’s icon and notifications. This article will show you how you can remove the “Get Windows 10” icon from the notification tray or even how to completely disable it.

If you don’t want to see the “Get Windows 10” icon displayed in the system tray, you can hide it, disable it or even uninstall the app. Here are all the methods we found:

How To Disable The “Get Windows 10” Icon And Notifications

Elderly Scams

No. 1: Healthcare fraud
. . .
[F]raudsters may attempt to collect payment from you for medical products or services that have never been performed by sending bills that look real but aren’t.

No. 2: Funeral and cemetery fraud
. . .
Scammers may also scour the obituary section of the newspaper for details on a recently deceased person and then show up at the funeral claiming that the individual owes them a debt. For this reason, always verify debts are real before handing over any money.

No. 3: Telemarketing fraud
. . .
[S]cammers usually tell a retiree that they must act quickly to get their special deal when in fact there’s no deal to be had and the only action that a senior should take is to hang up the phone.

No. 4: Investment schemes

No. 5: Power of attorney fraud
. . .
Because a financial power of attorney is an important planning tool that seniors should have in their toolbox, it’s important that seniors don’t wait until they’re hospitalized to make a decision on whom to trust with the handling of their finances. Instead, consider the matter carefully beforehand so that a power of attorney can be crafted by your lawyer.

5 Ways Scammers Try to Steal Money From Seniors

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“Real World Divorce”

Forthcoming book, Philip Greenspun is a co-author.

“When young people ask me about the law as a career,” said one litigator, “I tell them that in this country whom they choose to have sex with and where they have sex will have a bigger effect on their income than whether they attend college and what they choose as a career.”

After you read this book you will have a practical understanding of the divorce, child custody, and child support laws in all 50 states of the U.S. (plus D.C.). You’ll be learning from the top divorce litigators in those jurisdictions about how concrete scenarios are likely to be resolved by courts.

“Before you can get a driver’s license, they make you read a booklet with all of the laws,” noted a consumer. “Why don’t they make people applying for a marriage license read about how the divorce system works in that state?”

“Real World Divorce: Custody, Child Support, and Alimony in the 50 States”

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Higher Ed Bubble, Demographics and Roe Effect

The Roe Effect, combined with way-too-high college tuition and fees for a lousy education, the resulting student debt, and underemployment of recent college grads is going to lead to many more colleges closing in the coming years.

A waning number of high school graduates from the Midwest is sparking a college hunt for freshman applicants, with the decline being felt as far away as Harvard and Emory universities.

The drop is the leading edge of a demographic change that is likely to ease competition for slots at selective schools and is already prompting concern among Midwestern colleges.

“You can’t create 18-year-olds in a lab,” said Brian Prescott, director of policy research at the Western Interstate Commission for Higher Education in Boulder, Colorado. “Enrollment managers are facing an awful lot of pressure that they can’t do much about.”

Denison University, in Granville, and the College of Wooster, both project about a 13 percent drop from within the state. Ohio residents make up about a quarter of Denison’s student body and about a third at Wooster. Denison and Ohio Wesleyan University have boosted travel outside the state to attract prospective students, especially in California and the Southwest.

Dwindling Midwest High School Grads Spur College Hunt

From April 2013: Colleges Struggling to Stay Afloat

Too many high school students are told they must go to college when many of them would be much better off getting trained in a 1 to 3 year program learning a trade or earning a certificate in a practical skill, like welding. See
mikeroweWORKS Foundation
Don’t Go to College Next Year
Don’t Send Your Kids to College
Edububble
Phi Beta Cons

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Misc Stuff

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Prepaid Medical Care in NYC

Bonus video featuring Teddy the Porcupine, from zooniversity.org:

A few days ago I predicted that people in the private economy would quickly get to work to find ways around the Obamacare debacle. I came up with a few ways they might do that, from family re-definition to buying black market insurance from Canada. But of course, the big idea is something I didn’t think of, yet spotted on a tv commercial a couple of days ago. This idea is prepaid care from a large medical group. It’s not “insurance” from an “insurance company,” so it looks like Obamacare does not apply. (In fact, the pre-paid care model is how the Blue Cross plans got started back in the 1920s.) A group in this area called AMG is now offering unlimited doctor visits for a flat pre-paid fee of $79 per month [Ed. the cheapest plan is $89 per month], below even the cheapest Obamacare subsidized plans for people making as little as about $30,000. OK there’s no pediatric dental coverage, and no maternity care for young men. More importantly, it doesn’t cover hospitals, but your risk of needing hospital care is small and if you have the big accident they have to treat you and you can just not pay the bill. Not perfect, but clearly a far better solution for many many young people than the Obamacare ripoff.

Obamacare And Its Marks

NYC: AMG Medical Group, with 6 locations in NYC

A few other prepaid plans (Prepaid Group Practice Plan, prepaid doctor):
St. Paul, MN: Parkway Family Physicians

Bakersfield, CA: The Practice

Beverly Hills, CA: Brian Flyer

WV: Primary Care One

From 2007:
To Cure Insurance Woes, Doctors Try Prepaid Plans

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When driving keep your hands on the wheel and your eyes on the road

Do not use your phone while driving.

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Sobriety and Friends of Bill

If you drink when you didn’t intend to, and more than you intended to, you, my friend, have just failed this test.

Alcoholics Anonymous
Friends of Bill

Sober. A.A. believes there is an enormous difference between bring dry and being sober. It is not enough to simply abstain. You need to heal and repair the damage to yourself and others. We talk about “white-knuckle sobriety,” which might mean, “I’m sober as long as I hold onto the arms of this chair.” People who are dry but not sober are on a “dry drunk.”

A “cult?” How can that be, when it’s free, nobody profits and nobody is in charge? A.A. is an oral tradition reaching back to that first meeting between Bill W. and Doctor Bob in the lobby of an Akron hotel. They’d tried psychiatry, the church, the Cure. Maybe, they thought, drunks can help each other, and pass it along. A.A. has spread to every continent and into countless languages, and remains essentially invisible. I was dumbfounded to discover there was a meeting all along right down the hall from my desk.

It prides itself on anonymity. There are “open meetings” to which you can bring friends or relatives, but most meetings are closed: “Who you see here, what you hear here, let it stay here.” By closed, I mean closed.

My Name is Roger, and I’m an alcoholic

God, grant me the serenity to accept the things I cannot change,
The courage to change the things I can,
And wisdom to know the difference.

The Serenity Prayer

Ozymandias

Unfortunately, it seems that the future Aldous Huxley predicted in 1932, in Brave New World, is arriving early. Mockery, truculence, and minimalist living are best, then enjoy the decline. However, we do need a Revolving Door Tax (RDT) and to prosecute politicians and staff and their “family and friends” who profit from insider trading.

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Personal Black Swan Avoidance


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Dr. Doug McGuff, emergency room doctor, and co-author of Body by Science.

1. Drive the biggest car you can afford.
2. Never get on a 4-wheel ATV.
3. Roads are for cars. Do not road cycle or jog on public roads/roadsides. People are idiots, especially when texting.
4. Do not pilot a plane or helicopter unless you are a full-time professional pilot.
5. “Heel dust” – If you are walking down a sidewalk and are approaching a group of loud and apparently intoxicated males, cross to the other side of the street immediately. If confronted, run.
6. If your gas grill won’t start, walk away. Get a charcoal grill.
7. Feet first – Never dive head first into a pool or body of water until you have checked it out.
8. Never get on a ladder to clean your gutters, or on your roof to hang Christmas lights. If you can hire someone for less than you make per hour, do it.
9. If you are retirement age and plan on moving to a new home, don’t build it from scratch, buy it.
10. “Hell no” – If anyone tries to force you into your car at gun point, don’t cooperate. Just say “Hell no”, shoot me right here in this parking lot.
11. Bad Relationships – If you are in any personal or professional relationship that exhausts you or otherwise makes you emotionally upset or causes you recurrent distress, end the relationship immediately.
12. Don’t play the lottery. Unearned wealth will destroy you.
13. Be kind in every realm. Do not initiate force against anyone. Kindness matters.

W.O.W. 8/16/09 and my “Dirty Dozen for Black Swan Avoidance”

BodyByScience

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